更新时间:2014-07-17

超与反超 • 凡尔杜先生:拒绝杀出狱女签署了他的death note，二次见面是核对，三次见面是兑现。

抵押（mortgage），亦称按揭（注意：部分地区或国家之“按揭”制度与“抵押”意义并非全然相同），是指提供私人资产（不论是否为不动产）作为债务担保的动作，多发生于购买房地产时银行借出的抵押贷款或在典当商折现非不动产的物品。抵押常在银行或地产界中使用。

一般，借款可以分为“有抵押借贷”和“无抵押借贷”两种，而抵押就是属前者。

http://zh.wikipedia.org/zh-cn/%E6%8A%B5%E6%8A%BC

mort·gage (môr'gĭj)［Middle English morgage, from Old French : mort, dead (from Vulgar Latin *mortus, from Latin mortuus, past participle of morī, to die; see mer- in Indo-European roots) + gage, pledge (of Germanic origin).］

Share: mort·gagemort·gage
n.
1. A loan for the purchase of real property, secured by a lien on the property.
2. The document specifying the terms and conditions of the repayment of such a loan.
3. The repayment obligation associated with such a loan: a family who cannot afford their mortgage.
4. The right to payment associated with such a loan: a bank that buys mortgages from originators.
5. The lien on the property associated with such a loan.
tr.v. mort·gaged, mort·gag·ing, mort·gag·es
1. To pledge (real property) as the security for a loan.
2. To make subject to a claim or risk; pledge against a doubtful outcome: mortgaged their political careers by taking an unpopular stand.

Word History:
In early Anglo-Norman law, property pledged as security for a loan was normally held by the creditor until the debt was repaid. Under this arrangement, the profits or benefits that accrued to the holder of the property could either be applied to the discharge of the principal or taken by the creditor as a form of interest. In his Tractatus de legibus et consuetudinibus regni Angliae (1189), Ranulf de Glanville explains that this latter type of pledge, in which the fruits of the property were taken by the creditor without reduction in the debt, was known by the term mort gage, which in Old French means "dead pledge." Because of Christian prohibitions on profiting from money lending, however, the mortgage was considered a species of usury. The preferred type of pledge, in which the property's profits went to paying off the debt and thus continued to benefit the borrower, was known in Old French by the term vif gage, "living pledge." By the time of the great English jurist Thomas Littleton's Treatise on Tenures (1481), however, the mortgage had evolved into its modern form—a conditional pledge in which the property (and its profits) remain in possession of the debtor during the loan's repayment. This led Littleton and his followers, such as the influential jurist Sir Edward Coke (1552-1634), to explain the mort in mortgage in terms of the permanent loss of the property in the event the borrower fails to repay, rather than of the loss of the profits from the property over the duration of the loan.
The American Heritage® Dictionary of the English Language, Fifth Edition copyright ©2014 by Houghton Mifflin Harcourt Publishing Company. All rights reserved.

http://www.ahdictionary.com/word/search.html?q=Mortgages

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